In life, we all have to make choices, and unfortunately, my financial decisions have been terrible. Despite considering myself a hard worker with an average salary, greed, naivety, and a lack of basic financial knowledge led me into a difficult situation. Today, debt management and financial recovery are my primary goals because money constantly occupies my thoughts.
I am Italian and moved to Switzerland in 2017. I currently live in Central Switzerland, and my job provides an average Swiss salary. However, over the years, due to poor financial education, I made mistakes that resulted in accumulating debt through bank loans and credit cards. A significant portion of my monthly income now goes toward paying installments and interest.
As if that wasn’t enough, in my attempt to quickly fix my financial issues, I turned to gambling. This only made me lose more money and worsened my financial situation. Fortunately, gambling is now a problem of the past, and I can focus on climbing out of debt and finding economic stability.
My goal is not just to resolve my financial problems but also to return to a normal life. This means cutting back on unnecessary expenses like dining out and weekend outings while still making room for meaningful experiences and travel. Life is short and should be lived to the fullest, even in challenging times.
Let me be clear: I am not giving financial advice. I don’t have the expertise to do so, and given my past, I’m far from being an example to follow. However, I will share the tools, apps, and accounts I use to save and invest, with the aim of taking back control of my finances and securing a more stable future.
Join me on this journey of financial recovery. I’ll share every step, from mistakes to small victories, hoping that my experience can inspire or simply offer some insight to those facing similar situations.